20404 Shore Harbour Drive # 3M

Germantown, MD
$ 299,900 Beds 3 Baths 3 Sq 1,780
Monthly Estimate* How much can I afford?

A hidden Gem in Germantown! Stunning and rarely available penthouse unit with spectacular WATER VIEW of Little Seneca Lake! This unit has been meticulously maintained and is in move-in ready condition! With a wonderful open floor plan and the spectacular lake view throughout, the main level features 2 spacious Master Bedroom suites, 2 en-suite full bathrooms, a Gourmet kitchen with beautiful custom ceiling height cabinets and GAS range, separate dining area, living room with vaulted ceilings, palladium window, gas fireplace with marble surround and sliding glass doors to a private balcony perfect for enjoying your morning coffee and the fantastic view of the lake! The upper level features a third bedroom with a full bathroom and a laundry room. The unit is flooded with natural light with skylights and walls of windows! This wonderful community not only offers wonderful paths by the lake but also access to Black Hills Regional Park Trail with boating, fishing, paved walking paths, biking, tennis, pool, basketball courts and much more! Location just couldn't get any better...minutes to restaurants, shopping, I-270, 355 and the MARC TRAIN only 1.8 miles away! , Sold As-Is Condition. What a great place to call Home!


  • Price
  • $ 299,900
  • Lot Size
  • Bedrooms
  • 3
  • Sqr Footage
  • 1,780
  • Full Bathrooms
  • 3
  • Year Built
  • 1992
  • Half Bathrooms
  • 0
  • City, Zip
  • Germantown
  • Taxes
  • 2702
  • County
  • Style
  • Colonial
  • Area
  • MLS#
  • MDMC737410
  • Zip
  • 20874
Listing Provided by: Long & Foster Real Estate, Inc.



Acceptable Financing Cash, Conventional
Accessibility None
Appliances Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Water Heater, Oven/Range - Gas, Stainless Steel Appliances
Architectural Style Colonial
Association Amenities Bike Trail, Non-Lake Recreational Area, Pool - Outdoor, Basketball Courts, Common Grounds, Jog/Walk Path, Tennis Courts, Tot Lots/Playground
Association Fee Includes Insurance, Lawn Maintenance, Pool(s), Snow Removal, Common Area Maintenance, Management, Trash, Ext Bldg Maint, Reserve Funds
Association Y/N No
Condo/Coop Association Y/N Yes
Construction Materials Vinyl Siding
Cool Fuel Electric
Cooling Ceiling Fan(s), Central A/C
Elementary School LAKE SENECA
Garage Y/N No
HOA Fee 2 360.00
HOA Fee 2 Frequency Monthly
Heating Forced Air
Interior Features Ceiling Fan(s), Kitchen - Gourmet, Breakfast Area, Floor Plan - Open, Combination Dining/Living, Combination Kitchen/Dining, Entry Level Bedroom, Skylight(s), Sprinkler System, Tub Shower, Walk-in Closet(s)
Levels 2
Location Type Lake
Middle/Junior High School MARTIN LUTHER KING JR.
New Construction No
Other Structures Above Grade, Below Grade
Ownership Condominium
Parking Features Assigned
Possession Settlement
Price Per Sq Ft 168.48
Property Type Residential
PropertyCondition Very Good
Real Estate Owned Y/N No
Senior Community Y/N No
Sewer Public Sewer
Structure Type Unit/Flat/Apartment
Tax Annual Amount 2702.0
Tax Year 2020
Total Units 1
Unit Number 3M
Utilities Water Available, Natural Gas Available, Sewer Available
Vacation Rental Y/N No
View Water, Lake
Water Access Y/N No
Zoning TS

Interior Features

Above Grade Finished Area 1780
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Basement Y/N No
Bathrooms Count All Upper Levels 1
Bathrooms Count Main Level 2.00
Bathrooms Count Upper Level 1 1.00
Bathrooms Full All Upper Levels 1
Bathrooms Full Main Level 2
Bathrooms Full Upper Level 1 1
Bedrooms Count All Upper Levels 1
Bedrooms Count Upper Level 1 1
Below Grade Finished Area Source Assessor
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Below Grade Unfin Sqft Source Assessor
Central Air Y/N Yes
Entry Level 3
Fireplace Features Fireplace - Glass Doors, Gas/Propane
Fireplace Y/N Yes
Full Baths 3
Heating Fuel Natural Gas
Heating Y/N Yes
Hot Water Natural Gas
Laundry Type Washer In Unit, Dryer In Unit
Living Area 1780
Main Level Bedrooms 2
Total Baths 3
Total Bedrooms 3
Total Fireplaces 1
Window Features Skylights, Palladian

Exterior Features

# Of Assigned Spaces 1
Door Features Sliding Glass
Lot Features Backs - Parkland, Backs to Trees, Backs - Open Common Area
Navigable Water Y/N No
Pool Y/N Yes - Community
Type of Parking Other
Water Oriented Y/N No
Water Source Public
Water View Y/N Yes
Waterfront Y/N No


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Mount Airy , MD office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Lake Seneca Elementary School
Middle School Martin Luther King Jr. Middle School
High School Seneca Valley High School

Price History

12/13/2020 Listed $299,900

Property vs Zip Code Average in 20874

AVG $400K
AVG $4,123
AVG 57
Year Built
AVG 2002
AVG 34
Data Provided by Walkscore ® not using MLS data


Areas That We Cover

20404 Shore Harbour Drive # 3M Germantown, MD is a Single Family Home for sale at $299900 with 1780 sqft and a lot size of Acre(s). 20404 Shore Harbour Drive # 3M Germantown has 3 bedrooms, 3 baths and was built in 1992. The property's zip code is 20874 which is in Germantown, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.